SimpliPay Credit Card Processing for Solopreneurs, Freelancers & Small Businesses
The SimpliPay PayFac Advantage
Our Payment Facilitator (PayFac) platform operates under a master merchant / sub-merchant model, giving solopreneurs, freelancers & small businesses a faster, easier, and more affordable way to sign-up and get paid.
Traditional merchant accounts are not ideal for freelance solopreneurs. They encumber you with:
  • Long, document-heavy underwriting
  • Monthly fees, volume minimums, annual fees
  • Costly annual PCI certification fees
  • Confusing, fluctuating interchange rates
SimpliPay was built to fix all that.
Fast Onboarding

Apply online in minutes, short application, no mountains of paperwork, no lengthy approvals, start processing payments immediately.

Simplified Dashboard

Manage customers, payments, refunds, and reporting in real time – all in one place.

Multiple Payment Options

Accept cards via mobile, face-to-face, online, text, email, all at your fingertips with no extra gateways.

Sales Calculator: Fast Checkouts Made Simple

Preload your services, select what your customer wants, and instantly generate a payment link. Quick, accurate, and seamless - fast for you, frictionless for your customer.

Smart Fee Pass-Through

With SimpliPay’s fixed-rate pricing, you see the exact cost of every transaction before checkout making it easy to adjust/increase your customer’s total, so you never absorb card fees. No surcharge violations — just a simple, compliant way to keep 100% of your sale.

Built-In PCI Compliance, Predictable Pricing

SimpliPay keeps your transactions safe and ensures you’re always PCI compliant, without costly annual certifications.

Track Your Business Performance Like Never Before

Other processors only show sales. SimpliPay shows it all, the numbers, cumulatively – in real time, every day – from gross volume and costs to true net margin, all in one powerful dashboard.

Quick Checkout: Face-to-Face Payments Instantly

Enter the price, show the QR code, and your customer scans and pays in seconds – no profiles, no delays, no back-and-forth. Perfect for busy solopreneurs on the go.

Premium, human support built for solopreneurs.

Real experts ready to help you, not bots or call centers.

Who We Serve
SimpliPay is built for service-based solopreneurs, freelancers & small businesses who need a simple, efficient, and reliable way to accept payments.

We power MOBILE businesses on the go including:
Why Businesses Choose SimpliPay
Solopreneurs, freelancers & small businesses pick SimpliPay because we combine simplicity, compliance, speed and efficiency with cost savings:
Powerful Payment Features
SimpliPay equips solopreneurs, freelancers & small businesses with modern, user-friendly payment tools to meet today’s customer expectations:
Email & Text-to-Pay

Send secure links directly to customers for faster payments

QR Code Payments

Enable quick, contactless checkout

Recurring Payments

Automate billing for steady cash flow

Tap-to-Pay

(Coming Soon)
Use your phone as a card reader

Frequently Ask Questions
Frequently Asked Questions (FAQs)

SimpliPay is a mobile-friendly payment processing platform that is simple, fast, and affordable. Built for solopreneurs and small business freelancers on the go, our PayFac-as-a-Service platform eliminates the headaches of traditional merchant accounts.

SimpliPay is perfect for service-based businesses, including salons, fitness trainers, consultants, freelancers, home service providers, healthcare professionals, pet service providers, and many more.

SimpliPay only assesses a discount rate and per item fee on a per transaction basis. There are no monthly costs, monthly volume minimums, PCI certification fees, or annual fees.  

Absolutely! SimpliPay is ideal for accepting online payments or on the go instantly.

There is no free trial because there are no monthly costs, monthly volume minimums, PCI certification fees, or annual fees. Merchants only pay a discount rate and per item fee on a per transaction basis.

No downloads are required! SimpliPay is a mobile-friendly web-based platform, so you can access it from any device with an internet connection.

Simply sign up from here. Just complete a short application and start processing credit cards immediately.

Yes! There are no contracts or hidden fees, so you can cancel your subscription whenever you want.

GET STARTED
Start Accepting Payments in Minutes

SimpliPay is the faster, smarter alternative to traditional merchant accounts. With PayFac-as-a-Service, you’ll enjoy fast onboarding, PCI compliance coverage, and transparent fixed pricing – built specifically for solopreneurs, freelancers & small businesses.